Tynan knows what time it is...

this eyes bidness is a proper riddle.

horray! now I know why i'm not seeing any difference in my pocket after going "bike"...!

jeez..worm eggs and gravel....you saying I have to say goodbye to Diet Coke?

If I were you Phil, I'd be runnin' down to Lidl post haste, first thing, and stockin' up... I can't live without my Cheerios, personally... See you in the queue, blud... Pack some steel...

we never been short of Lidls round our ends Joe... I feel for them ponces up north......

They've got Netto, well catered for... Minus the pickles...

yeaaaah bwoy.

Best thread tonight, I should probably go to bed... But... There's a bottle of blue label Smirnoff in the freezer, I've got no particular place to go, a new laptop on my lap and I'm not professionally engaged on the morrow... What would you do? Hmmm?
And you can't judge a book by looking at the cover... Bo was deep... Sooper dooper deep... Or something...

Your DC days are over, get used to the taste of your own output.

My cousin shops exclusively at Netto (Sheffield) for his family of 6, they all look like they have AIDs and live off what looks like savoury coloured paste and sweets.

They are already one step ahead of us.

We should take that knowledge and put it in our collective knowledge bank of knowledge-stuff... Could come well handy... It's our future after all...

Ooooo! Is it Hammer time?

of course!
PSalm 50:14
Offer - If thou wouldest know what sacrifices I prize, and indispensably require, in the first place, it is that of thankfulness, proportionable to my great and numberless favours; which doth not consist barely in verbal acknowledgments, but proceeds from an heart deeply affected with God's mercies, and is accompanied with such a course of life, as is well - pleasing to God. Vows - Those substantial vows and promises, which were the very soul of their sacrifices.

i buy jars or cornichons (small gherkins) from lidl as they are far superior in flavor to those from sainsburys.

i also indulge in the far superior gherkin/salami/cold meat selection of the german variety =) is aldi the new waitrose and lidl the new tesco? i guess iceland is still iceland. you know you have it bad when you are fighting to grab an armful of reduced crap of a morrisons shelf as the poor bloke puts it out, reduced salad is not good

sainsburys is pretty generally shite for everything though.

not round my way. pretty girls in sainsburys.

It got worse tonight, much worse !!!

Mr Lama doesn't seem to be affected by the big crunch...

Feeling like a slightly jammy fucker having just landed a job telling people how to save money. Paid for by your hard earned tax thankyouverymuch.

classic. People need to have to be told to spend less money that they don't have in the first place.

anyone wondering how this mess started?

If you bought $1000 of stock a year ago, you would now have:

$91.28 if you bought Washington Mutual

$37.50 if you bought Neomagic

$21.29 if you bought Freddie Mac

$20.79 if you bought Fannie Mae

But, if you had purchased $1,000 worth of beer one year ago, drank all the beer, then turned in the cans for the recycling REFUND… You would have $… 214.00 in cash.

So the best investment advice is to drink heavily and recycle.

$ AIDs if you bought Unipak.

Bit of a Nick Leeson job really. Banks borrowed money to lend (mostly for mortgages) to people at a high risk who then defaulted. Banks then covered the shit up thinking it was a bit of a blip, intending to bring the cash back on line by lending to others (also for mortgages, being the easiest way to rake in cash when the system works) and running out the margins. To do this they had borrow from other banks. However, the trend continued leaving numerous small banks in the US folding and their creditors holding bad debts in a very tangled web of who owes what to who, why and where and leaving no decernable chain of claim on assets.

Of course, this alone wasn't enough to send us down the shitty slope that we're now accelerating down. What we have now is a critical loss of faith in the banking industry which in turn leads to lack of/withdrawl of investment. This means that stocks and shares automatically lose value which is usually only limited to an industry or sector. Unfortunately, as it's the banks and they are effectively every sector, then you get a pandemic effect and the media isn't helping by talking about it because that bumps up the natural human fear response and a vicious circle pattern perpetuates.

Here's the kicker though. The cash under the mattress response is basically the wrong one. By all means it protects your cash over the short term, but it makes it less meaningful in the long term. If the banks don't have liquid assets (your savings) then they can't operate the trading system which is the basis of the global economy which leaves us trying to rely on an independant national system. We can't actually do that. The resources and systems simply do not exist to allow us to do that.

Congratualtions to the western world for going from an asset driven society to a credit driven one. It's an almost irreversible move and requires trust, which we have utterly failed to maintain.

I blame the Icelandics. Terrorist scum.

somebody set us up the bomb!

Horrible aren't they?

[SID THE SEXIST]She can blow me up any time[/SID THE SEXIST]

Time to get your money in this stuff maybe:

Too late - gold prices have dropped significantly, i.e. > 20%, since the beginning of the year.

Be cheaper now then won't it?
;-)

Not really, the price gold also fluctuates and unless you're actually holding the stuff in your house then it's still an investment, which is as liable as anything else. Gold in your house is worthless until you sell it.

Have you actually got more than the government guaranteed 50k to save?

Edited to add, too fucking slow to type.

i think you mean gold has gone up recently.
it's being mentioned in the mainstream media therefore it is already too late to buy gold
(beginning of last year would have been an ideal time to buy)